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Once a month, John also sends a plain-English email about housing, money, what’s happening in New Zealand, and practical ways to get ahead.

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John Kenel sits down with John Bolton, founder of Squirrel. Squirrel is New Zealand's largest mortgage broker, writing around $3 billion of mortgages a year, and one of the country's biggest non-bank construction lenders with $700-800 million in development finance.
Between them they see the market from both sides: the buyers and the builders. This is a straight-up look at what's really happening right now.
They cover:
- Why buyer confidence is still uneven
- Why yield now matters more than easy capital gains
- The product mistakes developers keep making (and why storage matters more than people think)
- Downsizers, the overlooked opportunity
- What's happening to margins on real projects
- Why this painful part of the cycle may be clearing the way for the next one
Whether you're buying, investing or developing, it's well worth a listen.





Founder John Kenel bought his first rental property in Cambridge in 1997. Since then, he has built a large residential property portfolio and helped everyday Kiwis invest in new-build rental properties across the Waikato.
Assured Property focuses on practical, well-located residential investment properties designed with both the investor and tenant in mind.
After 21 years, close to 1,000 rental property investments, and more than 600 buyers, the focus is still the same: build good homes, in good locations, that work for the long term.
